Health Fund Description

The North Central States Regional Council of Carpenters' Health Fund provides eligible employees, their dependents and beneficiaries with protection against serious financial loss due to health care expenses.

The majority of Fund assets are accrued through hours worked under a labor contract or approved participation agreement which require Employer payments to this Fund. In addition to Employer contributions, Fund assets also include interest earnings and employee self-payments.

Fund assets are used solely to provide a health care Plan to eligible employees, dependents and beneficiaries and to pay for administrative expenses. The Plan covers certain expenses for medical, vision and dental care and provides a weekly benefit if an eligible employee is determined to be totally disabled due to injury or sickness.

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